Deadline: 28 April 2024
EXCELLING OPPORTUNITIES
The Mauritius Commercial Bank (Maldives) Pvt Ltd has for the last 15 years been actively contributing to the enhancement of the banking sector in the Maldives, offering a comprehensive range of services to meet the needs of its valued customers. Our continued success will depend on our capacity to be attentive and innovative to our key stakeholders, including our clients and personnel.
We currently have an opportunity for a proactive and dynamic individual with a strong analytical mind-set. If you wish to be part of our team, we invite you to explore the following job vacancy.
RELATIONSHIP MANAGER
Job Purpose
Responsible for managing an assigned portfolio of clients, marketing and promoting MCB's products and services according to MCB customer service standards and identifying/exploring business development opportunities within the risk framework set by the Bank.
Responsibilities
• Conduct credit and customer analysis and work to accurately evaluate requests, assess risks and it’s impact on pricing and provide recommendations to Management.
• To conduct regular assessment of the customer profile, the regular verification and renewal of the collaterals, securities, financials.
• Monitor a portfolio where facilities are in excesses and/or arrears and take immediate action to prevent same from turning non performing.
• Explore new opportunities in line with the strategic plan and maintain long-term relationship with customers to ensure business continuity and growth.
• Propose customer visits, organise them, attend them, submit report and follow-up on actions following customer queries.
• Recommend appropriate financing solutions which is beneficial for both the customers and the Bank.
• Attend promptly to requests, queries and complaints from internal and external stakeholders as per set standards.
• Develop business from new & existing clients, through strategic penetration into identified market/sectors across the entire portfolio spectrum, while managing profitability of client portfolio.
Requirements
• Bachelors in Banking /Finance/Accounting
• 3 years’ experience in the management of a portfolio of corporate customers
• Good knowledge of Accounting Principles & Practice, Customer Lending, Credit Principles & Risk Management
• Good knowledge in the credit analysis of complex requests
• Ability to work under pressure
• Good communication and interpersonal skills
• Good knowledge of written and oral communication in English
Only candidates meeting the above criteria need to apply along with their CV, copy of National Identity Card, attested, and accredited copies of certificates addressed to: careers@mcbmaldives.com
Human Resources
The Mauritius Commercial Bank (Maldives) Private Limited
H. Sifa Building, Male’
careers@mcbmaldives.com
*Application open for locals only*
Closing date for application:: 28th April 2024
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